Business Auto Insurance

 

Even if your vehicles are not the primary way your business makes money, they could end up becoming the primary way your company loses money. Without a great business auto insurance policy you may overpay and still be left without enough coverage.

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Making sure your coverage levels for your commercial auto insurance are high enough to protect your business (not to mention you personally) from claims—even those which are unwarranted—can ensure you avoid a devastating change of luck.

 

Auto liability coverage can help pay for property damage or bodily injury you cause. It can also help pay for accident-related legal expenses, such as attorney fees or settlement costs.

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Medical payment coverage can cover medical bills if you or your passengers are injured in a car crash, regardless of fault.

 

Physical damage and collision coverage can pay for repairs if your vehicle is damaged by something other than a car accident. For example, theft, vandalism, certain weather events, and collisions with an object are usually covered incidents.

 

Uninsured motorist coverage can help pay for damage to your car or bodily injuries you suffer if somebody who doesn’t have insurance hits your vehicle.

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What can a business auto policy cover?

• Comprehensive and Collision

• Emergency Roadside Assistance

• Liability

• Medical Payments

• Loss of earnings

• Uninsured Motor Vehicle

 

Types of Vehicles

• Passenger car or van.

• Passenger bus.

• Box or straight truck.

• Cargo van.

• Catering truck.

• Cement mixer.

• Limousine.

• Pickup truck.

• Step van.

• Tow truck.

• Refrigerated truck.